Understanding the Ontario Demerit Point System

Ontario's demerit point system is designed to identify and penalize high-risk drivers. Understanding how it works is essential for protecting your driving privileges. Demerit points are added to your record when you're convicted of certain driving offences. The points stay on your record for two years from the date of the offence. Different violations carry different point values, ranging from 2 points for minor infractions to 7 points for serious offences. For fully licensed drivers, accumulating 9-14 points results in a warning letter. At 15 points, your license is suspended for 30 days, and you must surrender it to the Ministry of Transportation. New drivers face stricter thresholds. G1 drivers face suspension at just 4 points, while G2 drivers face suspension at 6 points. It's important to note that demerit points are separate from insurance rating. Insurance companies have their own systems for evaluating risk, and a conviction can affect your rates even if it carries few or no demerit points. If you're approaching the point threshold, it's crucial to fight any new tickets to protect your license. A licensed paralegal can help you understand your options and potentially avoid or reduce point accumulation.