Question 1

What other Highway Traffic Act charges can you defend?

Accepted Answer

We defend all HTA offences including: following too closely (4 demerit points), improper lane change (3 demerit points), failing to yield to a pedestrian (3 demerit points), seatbelt violations, failing to remain at the scene, unsafe lane changes, and many others.

Question 2

Do minor traffic tickets really affect my insurance?

Accepted Answer

Yes. Even so-called "minor" HTA convictions are categorized as minor convictions by insurers and typically raise premiums 10–25% at renewal for three years. Multiple minor convictions compound this effect significantly.

Question 3

Is it worth hiring a paralegal for a small fine?

Accepted Answer

Often yes. The fine is just the beginning — demerit points, licence suspensions, and three years of higher insurance premiums can far exceed the ticket amount. We offer free consultations to help you assess whether fighting your specific charge makes sense.

Other Traffic Offences Defence in Ontario

Key Penalties